FTF joined Felipe from Ixim on a visit out to a group of people to witness how loans are handed off, the responsibilities required of those receiving the loan, and what kind of people Ixim tries to help.
About half the group couldn't read or write and signed with thumbprints and provided a very humbling experience. Ixim ensures that people are able to pay back loans by preforming an assessment about financial responsibility and capacity to pay back the loan. If a person cannot show he/she is able to meet the payments, then no loan is given out. Other institutions and banks generally take homes or land as collateral.